Terms of use

Checked on 2026-10-28. Source: this page states the site's own terms.

By using Pay Desk, you agree to the terms on this page. If you do not agree, please do not use the site.

Estimates, not tax advice

Every calculator on this site produces an estimate, not tax advice, legal advice, or a professional opinion about your specific situation. We build each tool from a named official source, such as an IRS publication or a state labor department page, and we keep those sources current, but a calculator cannot see every detail of your paycheck, your employer's policies, or your own filing. Your actual withholding, take-home pay, or deduction can differ from our estimate. Before making a decision based on a number from this site, confirm it with a licensed accountant, a payroll professional, or the agency that administers the rule.

No warranty

Pay Desk is provided "as is," without any warranty that a calculator's output is accurate, complete, or fit for a particular purpose. We check our figures against their sources and keep a "Checked on" date next to every calculation, but we do not guarantee the site is free of errors, and we are not liable for any loss or damage arising from your use of, or reliance on, this site.

Acceptable use

You may use this site for personal or business reference. You may not scrape, copy, or republish our fact files, our calculators' underlying data, or large portions of our page text as your own without our permission; a link back to the specific page you are citing is welcome and appreciated.

Advertising

This site is supported by display advertising served by third-party networks. We do not control the specific creative those networks show, and an advertisement appearing on this site is not our endorsement of the advertiser or its product. See our Privacy policy for what those networks may collect.

Changes

We may update these terms as the site grows. The "Checked on" line at the top of this page shows when we last reviewed it; continuing to use the site after a change means you accept the updated terms.

Contact

Questions about these terms can be sent through our Contact page.