2026 Michigan paycheck calculator
Michigan withholds a flat 4.25 percent after taking $5,900 off your wages for each exemption.
Updated for 2026Checked Oct 29, 2026 against IRS and Michigan Department of Treasury sourcesHow we check
Your take-home pay
$1,234.99
per paycheck, paid every two weeks
- Gross pay
- $1,500.00
- Federal income tax
- $96.15
- Social Security
- $93.00
- Medicare
- $21.75
- County tax
- Choose your county
- Take-home
- $1,234.99
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Take-home pay $1,234.99
Michigan pay rules at a glance
| State income tax | Flat rate Source |
| County or local tax | Twenty-four Michigan cities tax income, and employers in those cities withhold it from pay. Detroit charges 2.4 percent for residents and 1.2 percent for people who live elsewhere but work there. Grand Rapids and Saginaw charge 1.5 percent for residents and 0.75 percent for nonresidents, and Highland Park charges 2 percent and 1 percent. Albion, Battle Creek, Benton Harbor, Big Rapids, East Lansing, Flint, Grayling, Hamtramck, Hudson, Ionia, Jackson, Lansing, Lapeer, Muskegon, Muskegon Heights, Pontiac, Port Huron, Portland, Springfield, and Walker charge 1 percent for residents and 0.5 percent for nonresidents. Each city also allows its own small exemption per person (Detroit's is $600 a year). Source |
| Disability or paid leave | None Source |
| Minimum wage | $13.73 an hour. From Jan 1, 2027: $15.00 an hour Source |
| Tipped minimum cash wage | $5.49 an hour, before tips Source |
| Final paycheck if you are let go | Wages are due right away, as soon as the employer can work out the amount; in practice, no later than the regular payday for the pay period in which the worker was let go. Source |
| Final paycheck if you quit | As soon as the employer can work out the amount; in practice, no later than the regular payday for the pay period in which the worker quit. Source |
What comes out of a Michigan paycheck
On $1,500 every two weeks, single, a Michigan worker keeps $1,234.99.
Michigan taxes wages at a flat 4.25 percent. For 2026, each exemption takes $5,900 a year off the wages that are taxed. Form MI-W4 has no filing status. A single worker claims one exemption, a married worker claims two when the spouse does not claim their own with another employer, and every dependent adds one.
Each dependent therefore lowers yearly withholding by $250.75, spread across your paychecks, until withholding reaches zero. There is no federal tax subtraction, and no brackets exist, so the flat rate is also the top rate.
Michigan has reciprocal agreements with Illinois, Indiana, Kentucky, Minnesota, Ohio, and Wisconsin. A resident of one of those states who works in Michigan has no Michigan tax withheld, though the calculator assumes you live in Michigan. Treasury's guide gives no rounding rule and no sample paycheck, so a payroll system that rounds the per-period exemption first can differ by a cent. City income taxes are separate and are not in this figure.
County and local taxes
Twenty-four Michigan cities tax income, and employers in those cities withhold it from pay. Detroit charges 2.4 percent to residents and 1.2 percent to people who live elsewhere but work there. Grand Rapids and Saginaw charge 1.5 percent to residents and 0.75 percent to nonresidents, and Highland Park charges 2 percent and 1 percent.
Twenty more cities charge 1 percent to residents and 0.5 percent to nonresidents: Albion, Battle Creek, Benton Harbor, Big Rapids, East Lansing, Flint, Grayling, Hamtramck, Hudson, Ionia, Jackson, Lansing, Lapeer, Muskegon, Muskegon Heights, Pontiac, Port Huron, Portland, Springfield, and Walker. Each city also allows its own small exemption per person, and Detroit's is $600 a year.
Only Detroit, Grand Rapids, and Saginaw were confirmed against a source of their own. The other cities' rates come from a table published by the City of Grand Rapids, so check your own city's rate. The result does not include city tax, so add it if you work or live in one of these cities.
Final pay and the minimum wage
Michigan workers are owed $13.73 an hour now, and $15.00 an hour once January 1, 2027 arrives. A tipped worker's cash wage is $5.49 an hour.
If you are let go, your wages are due right away, as soon as your employer can work out the amount. In practice that means no later than the regular payday for the pay period in which you were let go. If you quit, the rule is the same, and the deadline is the regular payday for the pay period in which you left.
Nearby states
Sources and checks
Checked on Oct 29, 2026. Source: Michigan Department of Treasury, Form 446, "2026 Michigan Income Tax Withholding Guide" (Rev. 02-26), page 1 ("Withholding Rate: 4.25% Personal Exemption Amount: $5,900") and page 2 ("The withholding rate is 4.25 percent of compensation after deducting the personal and dependency exemption allowance"); michigan.gov/taxes/-/media/Project/Websites/taxes/Forms/SUW/TY2026/446_Withholding-Guide_2026.pdf, read Oct 29, 2026; saved as data/sources/michigan/446-withholding-guide-2026.pdf.
Local taxes: City list: Michigan Department of Treasury, "Which cities impose an income tax?" (michigan.gov/taxes/citytax/what-cities-impose-an-income-tax, read Oct 29, 2026: "Twenty-four Michigan cities levy municipality taxes related to income," Detroit plus 23 named cities). Detroit: Treasury Form 5469, "2026 City of Detroit Income Tax Withholding Guide" (Rev. 05-25), page 1: resident rate 2.4%, nonresident 1.2%, each exemption $600 a year. Default rate: Uniform City Income Tax Ordinance, MCL 141.611 (1% on residents, 1/2% on nonresidents); Detroit's ceiling MCL 141.503(2)(d); voter-approved higher rates MCL 141.503a and 141.503c (legislature.mi.gov, read Oct 29, 2026). Per-city rates and exemptions: City of Grand Rapids Income Tax Department, "Other Michigan Cities with Income Tax" (grandrapidsmi.gov/departments/fiscal-services/income-tax/other-michigan-cities-with-income-tax/, read Oct 29, 2026), except Saginaw, taken from the City of Saginaw's own FAQ (saginaw-mi.com/FAQ.aspx?QID=131, read Oct 29, 2026: "Individual Resident - 1.50% Individual Non-Resident -.75%"); see openQuestions. All saved under data/sources/michigan/.
Disability and paid leave: Michigan has no state disability insurance or paid family leave program funded by a deduction from workers' pay as of 2026. Its Earned Sick Time Act (2018 PA 338, as amended, in effect February 21, 2025) requires employers to provide paid sick time; it is employer-paid, not a payroll deduction (Michigan LEO Wage and Hour Division, "Earned Sick Time Act: Frequently Asked Questions," michigan.gov/leo/bureaus-agencies/ber/wage-and-hour/paid-medical-leave-act/frequently-asked-questions--faqs, read Oct 29, 2026). Form 446 (2026) lists no employee payroll deduction other than state income tax.
Minimum wage: Michigan Department of Labor and Economic Opportunity (LEO), Wage and Hour Division, "Minimum Wage & Overtime" (michigan.gov/leo/bureaus-agencies/ber/wage-and-hour/min-wage, read Oct 29, 2026): "Effective January 1, 2026, the minimum wage rate is $13.73 per hour. Effective January 1, 2027, the minimum wage rate is $15.00 per hour." Set by the Improved Workforce Opportunity Wage Act, 2018 PA 337, as amended by 2025 Senate Bill 8. Tipped rate: LEO news release, "Michigan's Minimum Wage Set to Increase on Jan. 1, 2026" (Dec 8, 2025; michigan.gov/leo/news/2025/12/08/michigans-minimum-wage-set-to-increase-on-jan-1-2026, read Oct 29, 2026): "The tipped employee rate of hourly pay increases to $5.49 per hour, 40% of the full minimum wage, provided the employee receives at least $8.24 in tips."
Final paycheck: Michigan Payment of Wages and Fringe Benefits Act, MCL 408.475 (legislature.mi.gov/Laws/MCL?objectName=mcl-408-475, read Oct 29, 2026): section 5(1), a worker who leaves voluntarily is paid "all wages earned and due, as soon as the amount can with due diligence be determined" (hand harvesters within 3 days); section 5(2), a discharged worker is paid "immediately ... as soon as the amount can with due diligence be determined." LEO's own summary of the Act (michigan.gov/leo/bureaus-agencies/ber/wage-and-hour/payment-of-wages-and-fringe-benefits-act-public-act-390-of-1978, read Oct 29, 2026) states that it "requires that an employee receive wages earned on the regular scheduled payday for the period in which the employee quits or is discharged."
Federal withholding: IRS Publication 15-T (2026), Worksheet 1A and its "2026 Percentage Method Tables for Automated Payroll Systems and Withholding on Periodic Payments of Pensions and Annuities," pages 10 to 12. Fetched directly from irs.gov/pub/irs-pdf/p15t.pdf and transcribed Oct 28, 2026.
Every figure above comes from the sources listed here. How we check our numbers.
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