2026 New Mexico paycheck calculator
New Mexico's rates run from 1.5 to 5.9 percent, and withholding comes from tables by pay period and filing status.
Updated for 2026Checked Oct 29, 2026 against IRS and New Mexico Taxation and Revenue Department sourcesHow we check
Your take-home pay
$1,248.47
per paycheck, paid every two weeks
- Gross pay
- $1,500.00
- Federal income tax
- $96.15
- Social Security
- $93.00
- Medicare
- $21.75
- County tax
- Choose your county
- Take-home
- $1,248.47
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Take-home pay $1,248.47
New Mexico pay rules at a glance
| State income tax | Rates rise with pay Source |
| County or local tax | None Source |
| Disability or paid leave | None Source |
| Minimum wage | $12.00 an hour Source |
| Tipped minimum cash wage | $3.00 an hour, before tips Source |
| Final paycheck if you are let go | Within 5 days of being fired or laid off; within 10 days if pay is by task, piece, commission, or another calculated method. Source |
| Final paycheck if you quit | By the next regular payday after the worker quits (the employer may pay sooner). Source |
What comes out of a New Mexico paycheck
On $1,500 every two weeks, single, a New Mexico worker keeps $1,248.47.
New Mexico's income tax climbs through 1.5, 3.2, 4.3, 4.7, 4.9, and 5.9 percent. The top rate starts at $210,000 of taxable income for single filers and $315,000 for married couples filing jointly and heads of household. Withholding does not make you do that math. The Taxation and Revenue Department's guide, FYI-104, prints a table for every pay period, with separate columns for single, married, and head of household. Your employer finds the row for your pay, then adds a base amount to a percentage of the pay above the row's starting point.
New Mexico has no withholding form of its own. It follows the federal W-4, so the filing status you choose there picks your column. Dependents and the other W-4 entries do not change the tables. A worker who wants less withheld for state purposes can give the employer a W-4 marked for New Mexico only, and the calculator leaves that unmarked.
Pay below the first row of a table has no tax taken. The department says no withholding is required if an employee's total for a month is under one dollar, a rule the calculator does not apply. The guide does not say how to round, so the calculator rounds to the cent.
One printing problem affects the semimonthly table. For single workers the table says no tax up to $304, but its first taxed row starts at $335, so pay between those amounts matches no printed row. The calculator withholds nothing there, and the department has not been asked to confirm that reading.
County and local taxes
State law bars a New Mexico municipality from imposing an income tax, and the department's withholding guide mentions state withholding alone. A New Mexico paycheck therefore has no local income tax on it, and the figure shown is complete.
Final pay and the minimum wage
The New Mexico minimum wage is $12.00 an hour, unchanged since January 1, 2023, and the tipped cash wage is $3.00. We did not save or check local rates for Albuquerque, Bernalillo County, Las Cruces, or Santa Fe.
A worker who is fired or laid off must be paid within 5 days, or within 10 days if pay comes by task, piece, commission, or another calculated method. A worker who quits is paid by the next regular payday, and the employer may pay sooner.
Nearby states
Sources and checks
Checked on Oct 29, 2026. Source: NMSA 1978 Section 7-2-7, rates for taxable years beginning on or after January 1, 2025 (Laws 2024, Chapter 67, Section 5), as published by the New Mexico Taxation and Revenue Department, "Personal Income Tax Rates for Tax Years Starting 2025" (linked from www.tax.newmexico.gov/all-nm-taxes/current-historic-tax-rates-overview/personal-income-tax-rates/, fetched Oct 29, 2026).
Local taxes: NMSA 1978 Section 3-18-2, as quoted in full in House Bill 430 (2017 Regular Session) on the New Mexico Legislature's site (www.nmlegis.gov/Sessions/17%20Regular/bills/house/HB0430.html, fetched Oct 29, 2026): a municipality "shall not impose an income tax". FYI-104 (Rev. 11/2025) describes only state withholding.
Disability and paid leave: New Mexico runs no state disability or paid family leave program funded by a paycheck deduction as of 2026. FYI-104 (Rev. 11/2025) lists only state income tax withholding (plus the employer's workers' compensation fee). Paid family and medical leave bills were introduced in 2023 (SB 11), 2024 (SB 3), and 2025 (HB 11) without becoming law, per the New Mexico Legislature's bill records (see openQuestions).
Minimum wage: New Mexico Department of Workforce Solutions, "Minimum Wage Information" (www.dws.state.nm.us/en-us/Labor-Relations/Resources/Minimum-Wage-Information, which redirected to www.dws.nm.gov/Minimum-Wage-Information; fetched Oct 29, 2026): "New Mexico state minimum wage $12.00 per hour effective January 1, 2023" and "$3.00 per hour for tipped employees effective January 1, 2023". The same page notes that the state enforces the highest applicable rate and links the local minimum wage ordinances of Albuquerque, Bernalillo County, Las Cruces, and Santa Fe.
Final paycheck: NMSA 1978 Sections 50-4-4 and 50-4-5, as set out in the New Mexico Department of Workforce Solutions Labor Relations Division, "Investigations Manual" (2025), page 18 (www.dws.state.nm.us/Portals/0/DM/LaborRelations/LRD_Investigations_Manual_2025.pdf, fetched and read Oct 29, 2026).
Federal withholding: IRS Publication 15-T (2026), Worksheet 1A and its "2026 Percentage Method Tables for Automated Payroll Systems and Withholding on Periodic Payments of Pensions and Annuities," pages 10 to 12. Fetched directly from irs.gov/pub/irs-pdf/p15t.pdf and transcribed Oct 28, 2026.
Every figure above comes from the sources listed here. How we check our numbers.
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